蔡細歷：報讀私專‧統考文憑可申請高貸

It's very much perplexed me that when MCA ppl fancy this kind of stuff.

When rakyat demand a glass of water, it ends up to be a cup of tea.

It's like "It's good to have sth than to have nth!"

Nah, Mr Chua u're a grad from the former english education system. We look fwd to seeing polich such as UEC qualification is eligible to apply for JPA schorlarship instead of this one, which requires repayment and ur so-called "service charge".

Apart from that, one can see the inconsistency btw what official said and what its dept done. During a recent visit to PTPTN office, i learn that only IPTA(public institutions) can get a lower service charge(1%) compared to IPTS(3%).